The Law Offices of Dax J. Miller
Bankruptcy Lawyer Fees
Bankruptcy lawyer fees vary from client to client and from chapter to chapter of the bankruptcy code. Chapter 7 and Chapter 13 Bankruptcy each involve rules of what an attorney can and cannot do when it comes to bankruptcy attorney fees.
Many bankruptcy attorneys/websites advertise “$0.00 down bankruptcy” or “start bankruptcy for $0.00”. You see the ad, get interested and go in for a free consultation. Then, before you know it, you are learning that “the devil is in the details”. It may turn out that, yes, they will file you for no money down….for a Chapter 13 Bankruptcy. But what if Chapter 13 Bankruptcy is not in your best interest? What if you don’t want to be in Chapter 13 Bankruptcy for the next 3 to 5 years? What if you should really be in a Chapter 7 Bankruptcy?
Chapter 7 Bankruptcy Fees
At The Law Offices of Dax J. Miller, we offer Chapter 7 Bankruptcy fees that allow you to get filed for $1,199.00. This payment covers your court filing fee and credit reports. You must first qualify for the $1,199.00 which can be determined during a free no-obligation phone or in-office consultation.
There are no tricks or gimmicks. Everything is fully disclosed, in writing, during the free consultation and before you ever sign any documents or devote any additional time to the bankruptcy filing process.
Chapter 13 Bankruptcy Fees
At The Law Offices of Dax J. Miller, we will file your Chapter 13 Bankruptcy for $0.00 down. We are so confident that your case will be a success that we are willing to pay for your bankruptcy court filing fees ourselves so that you may file as soon as possible. Our fees are then paid through your Chapter 13 Bankruptcy Plan of reorganization after your case has been filed. This means that if you are filing to save a house or a car, we will get paid right alongside your other creditors. It also means that you can the relief you need without having to have any money up front.
If you’re facing overwhelming debt in Louisville, bankruptcy may be a viable option to help you regain control of your financial future. Filing for bankruptcy can be a complex legal process, but with the help of an experienced bankruptcy attorney, you can successfully navigate the process and get the fresh start you need.
In Louisville, there are two main types of bankruptcy available to individuals: Chapter 7 and Chapter 13. Chapter 7 bankruptcy is also known as a “liquidation” bankruptcy because it involves the sale of non-exempt assets to pay off creditors. Chapter 13 bankruptcy, on the other hand, is a “reorganization” bankruptcy that allows debtors to keep their assets and pay off their debts over time through a court-approved repayment plan.
Before filing for bankruptcy, it’s important to meet with a bankruptcy attorney to evaluate your financial situation and determine which type of bankruptcy is right for you. Your attorney will help you gather the necessary financial information, such as income, expenses, and debts, and prepare your bankruptcy petition.
Once your petition is filed, an automatic stay goes into effect that stops creditors from taking any further action against you, such as wage garnishment or repossession. You’ll also need to attend a meeting with your creditors, known as a “341 meeting,” and complete a financial management course.
If you file for Chapter 7 bankruptcy, your non-exempt assets will be sold off to pay your creditors, and any remaining eligible debts will be discharged. If you file for Chapter 13 bankruptcy, you’ll make monthly payments to a trustee who will distribute the funds to your creditors according to a court-approved repayment plan.
It’s important to understand that bankruptcy can have long-term effects on your credit score and financial future. However, it can also be a powerful tool for getting a fresh start and putting your finances back on track. If you’re considering bankruptcy in Louisville, it’s important to work with an experienced bankruptcy attorney who can help you understand your options and make the best decisions for your situation.
At our law firm in Louisville, we understand that every client’s situation is unique, and we take a personalized approach to each case. We’ll work with you to evaluate your financial situation, explore your options, and guide you through the bankruptcy process. Our goal is to help you achieve financial stability and regain control of your life.
If you’re struggling with debt and considering bankruptcy in Louisville, contact our law firm today to schedule a consultation and take the first step toward a brighter financial future. We’re here to help you get the fresh start you deserve.