Discharging student loans in bankruptcy may get easier. Student Loans Causing Undue Hardship Currently, discharging student loans in bankruptcy requires you prove that they create an undue hardship.  Bankruptcy Courts struggled with how to define “undue hardship.”  You basically have to show that you cannot maintain a basic standard of living while paying the student...Read More

Stop foreclosure with a bankruptcy. Don’t let the bank dictate terms to you. Foreclosure Process If you fall behind on payments to the bank, you may find that you are being sued in foreclosure.  Foreclosure is the process where the bank files a lawsuit against you in state court to repossess your home.  Many times...Read More

Medical Bills Can Be Included in Bankruptcy You can file bankruptcy on medical bills.  That’s right – put medical bills in bankruptcy.  While there is a common misconception that you cannot file bankruptcy on medical bills, it is simply not true. Medical Bills with the Hospital Fortunately, you can file medical bills in your bankruptcy even...Read More

Start 2018 Off Right – Use Your Tax Refund to File Bankruptcy Filing Bankruptcy with your tax refund may sound like a boring way to spend your refund.  People like to use their tax refund for big luxury purchases, expensive car repairs, home improvement – any expense that requires a quick influx of a couple...Read More

Limits on Garnishment If you are currently being garnished, the first you need to know is whether there is a limit on that garnishment.  Is the creditor taking too much?  Do they even have a right to garnish you at all?  What options do you have if you’ve been hit by a garnishment? Garnishment Defined...Read More

Where Do I File Bankruptcy? Where you file bankruptcy is usually a relatively simple question to answer.  The bankruptcy code applies to every state and most territories across the nation.  Typically, it is just a matter of identifying the closest bankruptcy division and selecting an attorney. Federal Bankruptcy Structure Federal bankruptcy courts essentially mirror the...Read More

How to Stop Garnishment If you have ever had to ask yourself “how do I stop garnishment” then you probably know that a garnishment can be one of the most devastating financial events a person can go through.  You work all week looking forward to your paycheck.  You have bills to pay, groceries to pick...Read More

How Do I File Bankruptcy? When the time comes when you suspect you might need to file bankruptcy, you should approach the situation carefully.  Bankruptcy law involves complex concepts that have evolved for hundreds, even thousands of years. Bankruptcy Research General Bankruptcy Information With the advent of the internet, you have an overwhelming amount of...Read More

Is your favorite store filing bankruptcy? Credit Suisse predicts another wave of retail store business bankruptcy filings this year.  In 2017, fifty separate retail giants filed bankruptcy due in large part to the emergence of Amazon and other online retailers.  Many investors anticipate 2018 will be even worse for typical brick-and-mortar retailers. 2017 Retail Store...Read More

Start 2018 Off Right – Use Your Tax Refund to File Bankruptcy Filing Bankruptcy with your tax refund may sound like a boring way to spend your refund.  People like to use their tax refund for big luxury purchases, expensive car repairs, home improvement – any expense that requires a quick influx of a couple...Read More